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What is Life Insurance?
A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.
Life insurance is a contract wherein an individual is offered financial coverage by an insurance company in exchange for a payment over a period. The payment made to the insurer is referred to as the premium. In case the policyholder passes away during the policy tenure, the insurance company will offer a lump sum amount to his/her nominee. This lump sum amount is called the sum assured on death or the death benefit. Upon completion of the policy term, the policyholder receives a sum assured on maturity or the maturity benefit from the insurer along with some bonuses.
A pure protection plan, such as a term insurance policy, offers only the death benefit. However, there are several types of life insurance policies that offer savings in addition to protection. The savings can be in the form of a maturity benefit or bonus. Premiums paid and benefits received under life insurance are liable to tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961.
Comparison of Different Types of Life Insurance Plans:
Life insurance has evolved from a luxury to a necessity, with it becoming an integral component for the smooth functioning of our lives. While life insurance penetration in the country is yet to do justice to our numbers, each day sees hundreds of new entrants into different life insurance schemes. One of the biggest challenges pertaining to Life Insurance is related to choosing the right type of insurance, and with companies offering multiple options it wouldn’t be hard for people who are not familiar with them to get confused.
The table below will highlights and compares key aspects related to the different types of life insurance policies in India.
- SBI Life Insurance is responsible for providing life insurance policies to more than a million Indians in today’s date.
- The total individual death claims (claim settlement ratio) of SBI Life for the year 2017-18 is 96.76%.
- The total premium collected by SBI Life during the year 2017-18 stands at Rs.25354.19 crore.
- The total linked premium collected by SBI Life during the year 2017-18 stands at Rs.14114.43 crore.
- The total non-linked premium collected by SBI Life during the year 2017-18 stands at Rs.11239.76 crore.
- The total new business premium collected by SBI Life during the year 2017-18 stands at Rs.10966.14 crore.
- HDFC Standard Life Insurance is a highly reputed private insurance company operating in India today.
- The total individual death claims (claim settlement ratio) of HDFC Standard for the year 2017-18 is 97.80%.
- The total premium collected by HDFC Standard during the year 2017-18 stands at Rs.23564.41 crore.
- The total linked premium collected by HDFC Standard during the year 2017-18 stands at Rs.10267.91 crore.
- The total non-linked premium collected by HDFC Standard during the year 2017-18 stands at Rs.13296.50 crore.
- The total new business premium collected by HDFC Standard during the year 2017-18 stands at Rs.11349.61 crore.
1.સૌરાષ્ટ્રથી લઈને દક્ષિણ ગુજરાત સુધી વરસાદની આગાહી : જાણો ક્યારે ક્યાં ગરજશે મેઘો અહીથી વાંચો ન્યુઝ
- Max Life Insurance is a renowned general insurance company currently offering policies to millions of Indians.
- The total individual death claims (claim settlement ratio) of Max Life Insurance for the year 2017-18 is 98.26%.
- The total premium collected by Max Life Insurance during the year 2017-18 stands at Rs.12500.89 crore.
- The total linked premium collected by Max Life during the year 2017-18 stands at Rs.3562.48 crore.
- The total non-linked premium collected by Max Life during the year 2017-18 stands at Rs.8938.42 crore.
- The total new business premium collected by Max Life during the year 2017-18 stands at Rs.4348.59 crore.
Methodology: the web survey was conducted among the scholars to live the impact of online teaching in their education and health. There are 792 valid responses obtained from the survey.
Online bullying by teenagers is extremely common, say teachers. Students create fake IDs and enter the classroom as a parent to confuse teachers and make a ruckus. Often privacy norms aren't followed and fogeys are seen roaming around in their night dresses during classes. Sudden guest appearance of mothers or domestic helps leaves the category in splits and disrupts the flow of the classroom. Trolling teachers by sending memes or calling names is nothing unusual, say teachers. Sharing of messages and name-calling can't be traced during online zoom classes leaving no other option but to continue with classes.
How Can Watch Daily You Tube Home Learning Video.
Here is a complete guide on how to watch videos of daily attacks through initiation application on YouTube or in PDF format. Apart from this, every standard video exercise is also done on Doordarshan DD Girnar channel according to the time schedule. Youtube link is sent through whatsapp group. Apart from this, this video is also sent in Diksha application. Apart from this the video is also sent in pdf.
Hello friends, the new academic session has started from 8th June 2020 but due to the current Koro epidemic, children cannot be called to school so as not to spoil the academic work of the students. Based educational videos and educational lessons are broadcast on TV through Doordarshan Kendra DD Girnar channel.
Conclusion: Online teaching has played an important role during the pandemic but its consequences can't be ignored. the web classes can't be accessed by each student thanks to unavailability of smart phones, laptop and mobiles network to especially poor families and remote areas. This creates the discrimination among the scholars of poor and rich or urban and rural. the scholars below 14 years aren't aware of screen effect and obtain addicted with mobile causes mental and eyes problems. Thus, online teaching can't take the position of traditional class room teaching for while and that we will got to back the normal teaching after pandemic or possible situation and environment.
Result: consistent with survey, the web teaching was equally important altogether segment of education during the amount of pandemic but about half-hour students aren't satisfied with the delivery of content through online teaching. the scholars below 14 years were getting addicted with mobiles and laptop and consequently they suffers with mental sickness and eyes problem thanks to screen effect.