Std 8 All Unit ABHYAS | SVADHYAY STD 8
In simple terms, insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It lets you protect yourself against everyday risks to your health, home and financial situation.
Insurance in India started without any regulation in the Nineteenth Century. It was a typical story of a colonial epoch: few British insurance companies dominating the market serving mostly large urban centers. After the independence, it took a theatrical turn. Insurance was nationalized. First, the life insurance companies were nationalized in 1956, and then the general insurance business was nationalized in 1972. It was only in 1999 that the private insurance companies have been allowed back into the business of insurance with a maximum of 26% of foreign holding.
"The insurance industry is enormous and can be quite intimidating. Insurance is being sold for almost anything and everything you can imagine. Determining what's right for you can be a very daunting task."
Concepts of insurance have been extended beyond the coverage of tangible asset. Now the risk of losses due to sudden changes in currency exchange rates, political disturbance, negligence and liability for the damages can also be covered.
But if a person thoughtfully invests in insurance for his property prior to any unexpected contingency then he will be suitably compensated for his loss as soon as the extent of damage is ascertained.
The entry of the State Bank of India with its proposal of bank assurance brings a new dynamics in the game. The collective experience of the other countries in Asia has already deregulated their markets and has allowed foreign companies to participate. If the experience of the other countries is any guide, the dominance of the Life Insurance Corporation and the General Insurance Corporation is not going to disappear any time soon.
The aim of all insurance is to compensate the owner against loss arising from a variety of risks, which he anticipates, to his life, property and business. Insurance is mainly of two types: life insurance and general insurance. General insurance means Fire, Marine and Miscellaneous insurance which includes insurance against burglary or theft, fidelity guarantee, insurance for employer's liability, and insurance of motor vehicles, livestock and crops.
LIFE INSURANCE IN INDIA
"Life insurance is the heartfelt love letter ever written.
It calms down the crying of a hungry baby at night. It relieves the heart of a bereaved widow.
It is the comforting whisper in the dark silent hours of the night."
Life insurance made its debut in India well over 100 years ago. Its salient features are not as widely understood in our country as they ought to be. There is no statutory definition of life insurance, but it has been defined as a contract of insurance whereby the insured agrees to pay certain sums called premiums, at specified time, and in consideration thereof the insurer agreed to pay certain sums of money on certain condition sand in specified way upon happening of a particular event contingent upon the duration of human life.
Life insurance is superior to other forms of savings!
"There is no death. Life Insurance exalts life and defeats death.
It is the premium we pay for the freedom of living after death."
Savings through life insurance guarantee full protection against risk of death of the saver. In life insurance, on death, the full sum assured is payable (with bonuses wherever applicable) whereas in other savings schemes, only the amount saved (with interest) is payable.
*💥*અહીં ધોરણ 8 સંસ્કૃત દ્વિતીય સત્રના તમામ એકમોના સ્વાધ્યાય સોલ્યુશન આપેલ છે.*💥
(1) *पुत्री मम खलु निद्रति*
(2) *खेलमहोत्सव*
(3) *એકમ -3 प्रहेलिकाः*
(4) *એકમ -4 प्रेलणादिपः चाणक्यः*
(5) *એકમ -5 प्रभातवर्णनम्*
(6) *पुनरावर्ततम् - 1*
(7) *એકમ -6 रमणीया नगरी*
(8) *એકમ -7 सुभाषितानि*
(9) *એકમ -8 मनुष्यसिहयो मैत्री*
(10) *पुनरावर्तनम् -2*
*💥*અહીં ધોરણ 8 હિન્દી પ્રથમ સત્રના તમામ એકમોના અભ્યાસ અને સ્વાધ્યાય સોલ્યુશનના વિડિયો મુકેલ છે.*
*💥👉*સાથે સાથે મુહાવરા અને શબ્દાર્થની પણ સમજણ આપેલ છે*
(1) *એકમ -1 - तेरी है ज़मी अभ्यास*
(2) *એકમ - 1 - तेरी है ज़मी स्वाध्याय*
(3) *એકમ -2 ईदगाह - अभ्यास*
(4) *એકમ -2 ईदगाह - स्वाध्याय*
(5) *એકમ - 3 अंतरिक्ष परी सुनीता विलियम्स - अभ्यास*
(6) *એકમ - 3 अंतरिक्ष परी सुनीता विलियम्स - स्वाध्याय*
(7) *એકમ - 4 उठो धरा के अमर सपूतों - अभ्यास*
(8) *એકમ - 4 उठो धरा के अमर सपूतों - स्वाध्याय*
(9) *पुनरावर्तित 1*
(10) *એકમ -5 सवाल बाल मन के जवाब डॉ.अब्दुल कलाम के - अभ्यास*
(11) *એકમ -5 सवाल बाल मन के जवाब डॉ.अब्दुल कलाम के - स्वाध्याय*
(12) *એકમ 6 भरत- अभ्यास*
(13) *એકમ 6 भरत - स्वाध्याय*
(14) *એકમ - 7 सोच अपनी अपनी - अभ्यास*
(15) *એકમ - 7 सोच अपनी अपनी - स्वाध्याय*
(16) *એકમ -8 माँ ! कह एक कहानी- अभ्यास*
(17) *એકમ -8 माँ ! कह एक कहानी - स्वाध्याय*
*💥*અહીં ધોરણ 8 સંસ્કૃત પ્રથમ સત્રના તમામ એકમોના સ્વાધ્યાય સોલ્યુશન આપેલ છે.*💥
*💥જ તમામ બાળકોને ઉપયોગી થાય તેવા આશા*💥
The essential features of life insurance are a) it is a contract relating to human life, which b) provides for payment of lump-sum amount, and c) the amount is paid after the expiry of certain period or on the death of the assured. The very purpose and object of the assured in taking policies from life insurance companies is to safeguard the interest of his dependents viz., wife and children as the case may be, in the even of premature death of the assured as a result of the happening in any contingency. A life insurance policy is also generally accepted as security for even a commercial loan.