Bank Holiday List 2022 Calendar App
Bank holiday list 2022 pdf is here to check all bank holiday list 2022 Gujarat state and all india.
People are also Search for 2022 bank holiday calendar India so finally this calendar application is here for all. You can easily check bank holiday list 2022 Gujarat, Odisha, Maharashtra, Rajasthan and all state.
1st August Changes Rules
ઓગસ્ટના આગમન સાથે જ બેંકિંગ સિસ્ટમ સાથે જોડાયેલા ઘણા નિયમો અને બેંક-એટીએમ સંબંધિત ઘણા નિયમો બદલાવા જઈ રહ્યા છે
Your compliments to you for thinking ahead. It's never too early to start investing for your future. But before you consider investing, you really ought to have a plan in place.
A financial plan is your road map. It helps you figure out where you're going, what you'll need along the way, and how to get there. Investing should be integrated with your plan. And investing is only one piece of a good plan.
All that being said, you should look to make sure you have a solid financial foundation before investing everything you have. Now, you don't have to wait to invest, but you should be making progress on these other areas at the same time.
Emergency Fund
Fund
You should be setting aside funds to cover for emergencies especially if you are the primary (or sole) income provider for your young family. Ideally, you should target for anywhere from 3 months to 12 months of your fixed, recurring expenses. Generally, the higher the income and more time it would take to replace your job. I will recommend targeting for something closer to 9 or 12 months
Insurance
Make sure you have adequate insurance for your health, disability, property, and life. Relying just on employer-sponsored benefits is not a good idea. To save money on property insurance, you should increase deductibles which are all the more reason to have an adequate emergency fund. You should aim for life insurance that covers all your fixed obligations (i.e. mortgage, loans, projected college costs) plus an amount that replaces your net income for at least 20 years (or when your kids may be expected to leave home). This includes insurance for your spouse as well.
Retirement
This can be a topic all on its own. But for now, max out your retirement contributions. At the very least, you should expect to contribute an amount that will allow you to get any employer match. And don't forget to set aside for a separate spousal IRA (Individual Retirement Account).
Investing
Look to invest what you have leftover. You can control little when it comes to investing, except your costs and your allocation (and your emotions). With a plan, you can address all three. You'll have to get a handle on your risk tolerance and then match your time frame for investing with the type of investments. For instance, if you need money within a couple of years, you'll be looking at more conservative investments (like short-term bonds and certain large cap stock funds). On the other hand, the longer your time horizon until you need the money, the more you can allocate to more equity
August 2022 में Bank Holiday की List
1 August, 2022:- गंगटोक में द्रुपका शी-जी उत्सव के कारण सभी बैंक बंद रहेंगे।
7 August, 2022:- वीकेंड की वजह से रविवार को पूरे देश में बैंक बंद रहेगा।
8 August, 2022:- जम्मू और श्रीनगर में मुहर्रम (अशूरा) के अवसर पर बैंक बंद रहेंगे।
9 August, 2022:- चंडीगढ़, देहरादून, भुवनेश्वर, गुवाहाटी, इंफाल, जम्मू, पणजी, शिलांग, शिमला, तिरुवनंतपुरम और श्रीनगर में माहोरम (अशूरा) के अवसर पर बैंक बंद रहेंगे।
11 August, 2022:- रक्षाबंधन पर्व के अवसर पर पूरे देश में बैंक बंद रहेगा।
13 August, 2022:- महीने का दूसरा शनिवार होने के कारण देश के सभी बैंक बंद रहेंगे।
14 August, 2022:- वीकेंड की वजह से रविवार को पूरे देश में बैंक बंद रहेगा।
15 August, 2022:- स्वतंत्रता दिवस के मौके पर देश के सभी बैंक बंद रहेंगे।
16 August, 2022:- पारसी नव वर्ष पर मुंबई और नागपुर के सभी बैंक बंद रहेंगे।
18 August, 2022:- जन्माष्टमी के मौके पर देश भर के सभी बैंक बंद रहेंगे।
21 August, 2022:- वीकेंड की वजह से रविवार को पूरे देश में बैंक बंद रहेगा।
28 August, 2022:- रविवार सप्ताहांत के कारण पूरे देश में बैंक बंद रहेगा।
31 August, 2022:- गणेश चतुर्थी के अवसर पर गुजरात, महाराष्ट्र, कर्नाटक में बैंक बंद रहेगा।