STD 6 HINDI ALL INFO
Hello Friends here Std 6 All students chapter wise information available.
*💥*અહીં ધોરણ 6 હિન્દી પ્રથમ સત્રના તમામ એકમોના અભ્યાસ અને સ્વાધ્યાય સોલ્યુશનના વિડિયો મુકેલ છે.*
*💥👉*સાથે સાથે મુહાવરા અને શબ્દાર્થની પણ સમજણ આપેલ છે*
(1) *એકમ -1 - दयालु शिकारी - अभ्यास*
(2) *એકમ - 1 - दयालु शिकारी - स्वाध्याय*
(3) *એકમ -2 एक जगत एक लोक - अभ्यास*
(4) *એકમ -2 एक जगत एक लोक - स्वाध्याय*
(5) *એકમ - 3 समझदार नन्ही - अभ्यास*
(6) *એકમ - 3 समझदार नन्ही - स्वाध्याय*
(7) *એકમ - 4 गिनती ५१ से १००- स्वाध्याय*
(8) *पुनरावर्तित 1*
(9) *એકમ -5 धरती को महाकाएँ - अभ्यास*
(10) *એકમ - धरती को महाकाएँ - स्वाध्याय*
(11) *એકમ 6 सुबह - अभ्यास*
(12) *એકમ 6 सुबह - स्वाध्याय*
(13) *એકમ - 7 बूझो तो जानें - अभ्यास*
(14) *એકમ - 7 बूझो तो जानें - स्वाध्याय*
ધોરણ 7 ના હિન્દીના તમામ અભ્યાસ અને સ્વાધ્યાય મેળવવા અહીં ક્લિક કરો
ધોરણ 8 ના હિન્દી ના તમામ અભ્યાસ અને સ્વાધ્યાય મેળવવા અહીં ક્લિક કરો
*💥જે તમામ બાળકોને ઉપયોગી થાય તેવા આશા*💥
Your mutual fund scheme might have made good returns in the past. However, there could be some signs of bad performance and you may need to get out of such MF schemes. There are various reasons / scenarios where you need to sell your mutual fund schemes.
1) Under Performance compared to benchmark: If your MF is not providing good returns, there could be several reasons. However, if your mutual funds are under performing compared to benchmark, then you should check the scheme details and sell such mutual funds. E.g. if a large cap mutual fund "X" scheme has given 10% annualized returns in last 5 years compared to SENSEX, which has given 13% annualized return, then your X scheme is under-performing. You should check the reasons before exiting.
2) Change in Fund Manager: Fund manager is the backbone of the MF scheme performance. In case there is any change in existing funds manager who has been managing funds well, you should check the past history of the new fund manager. In case fund manager has inadequate experience, you should review your mutual fund and exit appropriately.
3) RBI Repo Rate impacts Debt MFs: When RBI cuts down in repo rates, bond yields will drop and prices would go up and this would improve returns in debt funds. When you see that interest rates are going in an upward direction, your debt fund returns fall. Hence, under this situation, you should take a call and get out of debt funds. However, you should review the RBI direction towards repo rate and not just one instance.
4) Redeem based on your goals: Though your MFs are performing well, based on your financial goals, you may need to switch between equity to debt. E.g. During retirement where you need to reduce your exposure to equity funds as it carries risk. Another example is about meeting a planned financial goal 2-3 years ahead of time. In such case you cannot invest in equity funds till last minute of the goal. You may sell equity MF and then invest in debt funds or debt related instruments.
5) Does not meet your goal: When you have purchased a MF which does not meet your goal or objective, you should exit immediately instead of regretting it and keeping it as is. E.g. mid-cap funds can be brought only by high risk investors. In case you are low to moderate risk investor, and purchased mid-cap funds, you should exit immediately.
Concluding remarks: When you invest in Mutual Funds, you should keep these reasons in mind so that you can exit from mutual funds appropriately and invest in better funds. This way you can earn